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Cancellation & Refund Policy

Effective Date: 01 August 2026  |  Last updated: 01 August 2026

Table of Contents
  • 1. Introduction
  • 2. Kaarigar's Role
  • 3. Definitions
  • 4. General Principles
  • 5. Employer Cancellation Policy
  • 6. Worker Cancellation Policy
  • 7. Employer No-show
  • 8. Refund Eligibility
  • 9. Non-refundable Items
  • 10. Refund Request Process
  • 11. Refund Timelines
  • 12. Payment Failures
  • 13. Chargebacks
  • 14. Promotional Credits & Coupons
  • 15. Subscriptions
  • 16. Enterprise Customers
  • 17. Exceptional Circumstances
  • 18. Changes to This Policy
  • 19. Governing Law
  • 20. Contact Us

1. Introduction

This Cancellation & Refund Policy ("Policy") explains the rules governing cancellations, refunds, credits, and related matters for services offered through the Kaarigar Platform ("Platform").

By accessing or using the Platform, you agree to this Policy in addition to the Terms of Use and Privacy Policy.

This Policy applies to:

  • Employers
  • Workers
  • Enterprise Customers
  • Subscription Users
  • Any other users of the Platform

2. Kaarigar's Role

Kaarigar operates as a technology platform that facilitates connections between businesses and workers.

Unless expressly agreed in a separate written agreement, Kaarigar is not responsible for the actual performance of work, the employment relationship, wages, or contractual obligations between Employers and Workers.

Accordingly, refunds are governed by this Policy and the specific circumstances of each transaction.

3. Definitions

For this Policy:

  • Employer means a business or individual posting work opportunities.
  • Worker means a person accepting work through the Platform.
  • Platform Fee means any fee charged by Kaarigar.
  • Service Fee means fees payable for Platform services.
  • Subscription Fee means charges for premium plans.
  • Transaction means any booking, job posting, payment, or purchase made through the Platform.

4. General Principles

Refunds are not automatic.

Each request will be evaluated based on:

  • Platform records
  • OTP verification
  • Attendance records
  • Payment status
  • Cancellation timing
  • Reason for cancellation
  • Investigation findings
  • Applicable law
  • Kaarigar may request additional information before processing any refund.

5. Employer Cancellation Policy

5.1 Cancellation Before Worker Accepts

If an Employer cancels a job before any Worker accepts it:

  • No Worker compensation will be payable.
  • Any Platform Fee already paid may be refunded or credited, subject to applicable deductions and payment gateway charges.

5.2 Cancellation After Worker Accepts but Before Shift Starts

Where a Worker has accepted the assignment and the Employer cancels before the scheduled shift start:

Kaarigar may:

  • Refund the Platform Fee in whole or in part;
  • Retain an administrative or convenience fee; and/or
  • Compensate the affected Worker where applicable under the Platform's compensation rules.
  • The exact treatment may depend on the timing of cancellation and the applicable commercial terms.

5.3 Cancellation After Shift Starts

Once a Worker has started work (including where commencement is confirmed through OTP or other attendance verification), refunds will generally not be available.

Any compensation due to the Worker will remain the Employer's responsibility unless otherwise stated in a separate agreement.

5.4 Repeated Employer Cancellations

Repeated cancellations may result in:

  • Reduced account visibility
  • Temporary restrictions
  • Additional cancellation fees
  • Suspension
  • Permanent account termination

6. Worker Cancellation Policy

6.1 Cancellation Before Shift

Workers may cancel accepted assignments before the scheduled start time.

Repeated cancellations without reasonable cause may result in:

  • Lower reliability score
  • Reduced job visibility
  • Temporary suspension
  • Permanent removal from the Platform

6.2 No-Show

A Worker who fails to report for an accepted assignment without reasonable notice may be treated as a "No-Show."

No payment will ordinarily be made for a No-Show.

Repeated No-Shows may lead to account restrictions or termination.

6.3 Early Departure

If a Worker leaves an assignment before completion without Employer approval or a valid reason, payment may be reduced or withheld to the extent permitted by applicable law and the agreed terms.

7. Employer No-show

If an Employer:

  • Provides an incorrect location,
  • Is unavailable at the worksite,
  • Cancels upon the Worker arriving,
  • Fails to provide work after confirmation,

Kaarigar may, where appropriate:

  • Award compensation or credits to the Worker;
  • Charge cancellation fees to the Employer;
  • Restrict the Employer's account for repeated occurrences.

8. Refund Eligibility

Refunds may be considered where:

  • Duplicate payment occurred.
  • Payment was processed in error.
  • Technical failure prevented service delivery.
  • The transaction failed but funds were debited.
  • Kaarigar cancelled the transaction before service commencement.
  • Applicable law requires a refund.

9. Non-refundable Items

Unless required by applicable law or expressly stated otherwise, the following are generally non-refundable:

  • Platform Fees
  • Convenience Fees
  • Administrative Charges
  • Verification Fees
  • Background Verification Charges
  • Subscription Fees already utilized
  • Promotional Services
  • Advertising Services
  • Premium Listings
  • Featured Listings
  • Custom Enterprise Services

10. Refund Request Process

Users seeking a refund should submit a request through the Platform or the designated support channels within 7 days of the relevant transaction or such other period as may be specified by Kaarigar.

A refund request should include:

  • Name
  • Registered Mobile Number
  • Transaction ID
  • Job ID (if applicable)
  • Reason for the request
  • Supporting documents or screenshots (where available)
  • Kaarigar may request additional information if necessary to evaluate the request.

11. Refund Timelines

Where a refund is approved:

  • Processing may commence within 7—10 business days.
  • Actual credit timelines depend on the user's bank, card issuer, UPI provider, or payment service provider.

Kaarigar is not responsible for delays attributable to third-party financial institutions or payment processors after the refund has been initiated.

12. Payment Failures

If a payment fails due to technical reasons but funds are debited:

  • The transaction may be automatically reversed by the payment provider; or
  • The User may contact Kaarigar with proof of the transaction for review.

13. Chargebacks

Users should first contact Kaarigar before initiating a chargeback with their payment provider.

Fraudulent or abusive chargebacks may result in:

  • Suspension of the account;
  • Recovery of amounts due;
  • Restriction of Platform access; or
  • Other action permitted by law.

14. Promotional Credits & Coupons

Promotional credits, coupons, referral rewards, or similar benefits:

  • Have no cash value unless expressly stated.
  • Are non-transferable.
  • May expire.
  • May be withdrawn or modified at Kaarigar's discretion.
  • Unused promotional benefits are generally not refundable.

15. Subscriptions

Subscription plans, if introduced, shall be governed by the applicable subscription terms.

Unless otherwise stated:

  • Subscription fees are non-refundable after activation.
  • Cancellation will prevent future renewals but will not ordinarily result in a refund for the current billing period.

16. Enterprise Customers

Enterprise customers operating under separate commercial agreements shall be governed by the cancellation, refund, and payment provisions contained in those agreements.

Where there is any conflict between this Policy and a separately executed enterprise agreement, the enterprise agreement shall prevail to the extent of the inconsistency.

17. Exceptional Circumstances

Kaarigar may, in its sole discretion and without creating any obligation or precedent, provide full or partial refunds, credits, or other goodwill adjustments in exceptional circumstances.

Such decisions shall not be interpreted as establishing a right to similar treatment in future cases.

18. Changes to This Policy

Kaarigar may modify this Policy from time to time.

Material changes will be communicated through the Platform or by other reasonable means.

Continued use of the Platform after the effective date of the revised Policy constitutes acceptance of the updated Policy.

19. Governing Law

This Policy shall be governed by the laws of India.

Any disputes relating to this Policy shall be resolved in accordance with the dispute resolution provisions set out in the Kaarigar Terms of Use.

20. Contact Us

For any questions, refund requests, or assistance regarding this Policy, please contact:

  • Kaarigar Technologies
  • Email: info@kaarigar.co
  • Phone: +91-9726728838

Branch Office:

  • Office No. 21, 4th Floor, Darshnam Trade Center-II,
  • Near Surya Palace Hotel,
  • Sayajigunj, Vadodara — 390020, Gujarat, India.
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